Pashu Kisan Credit Card 2022 Online Application- Documents, Benefits, Application Form
Gujarat Pashu Kisan Credit Card Yojana 2022 | Farmer Credit Card Scheme For Animal Loan | Apply Online Pashu Kisan Credit Card 2022
The target of doubling the income of farmers has been set by the Government of India by the year 2022. Keeping this in mind, the government has started the Pashu Kisan Credit Card scheme. Today we are going to provide you all the important information related to Pashu Kisan Credit Card Yojana through this article. Such as what is Pashu Kisan Credit Card?, its purpose, benefits, features, eligibility, important documents, application process etc. So friends, if you want to get all the important information related to Pashu Kisan Credit Card Yojana, then you are requested to read this article of ours till the end.
This scheme was launched by Gujarat Animal Husbandry and Agriculture Minister JP Dalal ji. Under this scheme, loan will be provided to the cattle farmers. If the farmer has a cow then a loan of ₹ 40783 will be provided to him and if the farmer has a buffalo then a loan of ₹ 60249 will be provided to the cattle rearer . To get this loan, the animal husbandry has to get Pashu Kisan Credit Card made. Under Pashu Kisan Credit Card Yojana, the loan amount will be provided in 6 equal installments. This amount has to be returned to the beneficiary with an interest rate of 4% within 1 year. The interest rate on the loan provided under this scheme will be applicable from the day the animal husbandry will get the amount of the first installment.
Pashu Kisan Credit Card 2022
Get loan up to Rs 3 lakh through the scheme
As you all know, the government has set a target of doubling the income of farmers by the year 2022. Pashu Kisan Credit Card has been launched by the government for this purpose. The conditions of Pashu Kisan Credit Card have been kept similar to that of Kisan Credit Card. Under this scheme, maximum amount up to Rs 3 lakh can be obtained through credit card. This amount can be used for rearing cow, buffalo, goat and poultry. No guarantee is required to be given for receiving amount up to Rs.1.60 lakh out of Rs.3 lakh. The benefit of this scheme will be extended to the emblematic farmers.
Pashu Kisan Credit Card Interest Rate
There are 16 lakh such families in the state who have milch animals. All these animals are being tagged. If you also want to get the benefit of this scheme, then you can apply under Pashu Kisan Credit Card Scheme. After the application, you will be provided with the Pashu Kisan Credit Card. Usually the loan is provided by the bank at an interest rate of 7%. But under Pashu Kisan Credit Card, animal owners will have to pay only 4% interest. Apart from this, a relaxation of 3% will be provided by the central government. A maximum loan of ₹ 300000 can be taken by the farmer.
Gujarat’s 53000 cattle farmers got benefit
As we have told you above that the Gujarat Pashu Kisan Credit Card scheme has been started to provide loans to the animal husbandry farmers of the state. Through this scheme, the animal husbandry of the state can do animal husbandry in a better way by getting loan from the government. Under this scheme, Pashu Kisan Credit Cards have been made available to 53000 cattle rearing farmers of Gujarat state so far. Through this Pashu Kisan Credit Card, a loan of Rs 700 crore has been provided by the government to 53000 cattle farmers of the state.
Under this scheme, loan is being provided to the cattle farmers of the state at only 4% interest rate. The Animal Husbandry Department has informed that the State Government has said that the amount for providing loan to the farmers of Gujarat’s animal husbandry will be increased up to Rs.3 lakh. Under this scheme, 5 lakh cattle farmers of the state had applied, out of which 1 lakh 10 thousand applications have been approved. Pashu Kisan Credit Cards will also be provided to the approved applicants soon.
Pashu Kisan Credit Card Loan Amountanimal loan amount
Sheep Goat ₹4063
Hen (Layser) ₹720
Purpose of Pashu Kisan Credit Card Scheme 2022
As you know people in the village keep farming as well as animals and sometimes farmers have to sell their animals to meet their needs and sometimes the animals get sick because farmers do not have money. In view of all these problems, the state government has started this Pashu Kisan Credit Card Scheme 2022. Through this scheme, farmers will be able to take good care of their animals by taking loan. This Pashu Kisan Credit Card Scheme Through 2022, animal husbandry business will increase in the state and agriculture and animal husbandry business will be modernized like developed countries.
Pashu Kisan Credit Card New Announcement
As you all know, loans are provided to farmers for animal husbandry under Pashu Kisan Credit Card. Under this scheme, loans up to Rs 1.60 lakh are provided without guarantee. Under the Pashu Kisan Credit Card scheme, loans are provided according to the number of animals. So far 3,66,687 farmers have applied in Gujarat. Out of which 57,160 have been accepted by the banks. Credit cards have been issued to these 57,160 farmers. Under this scheme, the state government of Gujarat has decided to issue 8 lakh Kisan Credit Cards. Camps were also organized by the bank to spread awareness about Pashu Kisan Credit Card Scheme. Information related to this scheme has been provided to the farmers through these camps.
Gujarat Pashu Kisan Credit Card Yojana 2022 Application Form
If a person is not able to get the credit of any month due to any reason, then he can take the credit of the previous month in the next month. Under Gujarat Pashu Credit Card Scheme 2022, those who keep sheep and goats will also be given one year loan of Rs. One year loan will be given. The interested beneficiaries of the state who want to take advantage of this Pashu Kisan Credit Card Scheme 2022 should get their animal credit card made.
Beneficiaries of Pashu Kisan Credit Card
Fish Farming Self Help GroupFish Farmer (Individual, Partners, Groups, Tenant Farmer & Sharecropper)Women GroupsJoint Liability Group
Marine Fisheries Self Help GroupFish Farmer (Individual, Partners, Groups, Tenant Farmer & Sharecropper)Women GroupsJoint Liability Group
Poultry FarmerPoultry Farm (Individual or Joint Brower)Joint Liability GroupSelf Help Group (Tenant Farmer of Goat, Sheep, Poultry, Pigs, Rabbits, Birds etc.)
Dairy Farmer Dairy Farmer (Individual or Joint Borrower)Joint Liability GroupSelf Help Groups (tenant farmer having owned/leased sheds)
New Update Pashu Kisan Credit Card
As you all know, under the Pashu Kisan Credit Card scheme, loans are provided to farmers to buy animals. Due to which the income of the farmers increases. Gujarat Government has decided to give Pashu Kisan Credit Card to 1 lakh farmers till Independence Day (15 August 2020) and after that 7 lakh more credit cards will be made. In the state of Gujarat, 36 lakh milch cattle are with 16 lakh families. The government is trying to increase the income of the farmers through this scheme.
Through this scheme, minimum interest will have to be paid on the loan amount. Under this scheme, 7 percent interest is given on the loan. In this 7%, the Central Government gives 3% subsidy and the Gujarat government gives a rebate of 4%. Under this scheme, a maximum loan of ₹ 300000 can be taken and loan up to ₹ 160000 can be taken without any guarantee.
Pashu Kisan Credit Card Scheme New Announcement
Under this scheme, Pashu Kisan Credit Cards will be issued to about 6 lakh cattle farmers of the state. Eligible beneficiaries on this card can take loan up to Rs 1 lakh 80 thousand without guarantee. Farmers are given loans under this scheme at an interest rate of 7 percent. In this, the central government gives three percent subsidy and the Gujarat government is giving rebate on the remaining 4 percent interest. Under this scheme, the forms of 1 lakh 40 thousand cattle owners have been filled so far. Under this scheme, 40 thousand 783 rupees for a cow and 60 thousand 249 rupees for buffalo will be given to the cattle owners of Gujarat.
Top banks offering Pashu kisan Credit Card
State Bank Of India
Punjab National Bank
Bank Of Baroda
ICICI Bank etc.
Pashu Kisan Credit Card Loan Amount
For cows- ₹ 40,783/-
For buffalo- ₹ 60,249/-
For Sheep and Goat – ₹ 4,063/-
For poultry – ₹ 720/-
Benefits of Pashu kisan Credit Card Yojana 2022
Under this scheme, farmers can get loan by pledging something insured.
The farmers who will be given a credit card, they can use this credit card as a debit card in the bank.
Under this Pashu Kisan Credit Card Yojana, a loan of Rs 60249 per buffalo will be provided to cattle farmers and Rs 40783 loan will be provided per cow.
Under this scheme, credit card holders can take up to Rs 1.60 lakh without collateral security.
Animal farmers will be given loans from all banks on a yearly basis at seven percent interest, and on paying interest on time, the interest will become 3 percent.
If the amount is more than three lakhs, the animal rearers will get a loan at the interest of 12 percent.
The interest amount has to be paid at an interval of one year, then only the next amount will be given to him.
Documents of Animal Credit Card Scheme 2022 (Eligibility)
Applicant must be a permanent resident of Gujarat State
Animal health certificate should be there.
Loans will be available on those animals which are insured.
Civil should be fine for taking loan.
Applicant’s Aadhar Card, Pan Card, Voter ID Card
passport size photo
How to apply Pashu Kisan Credit Card 2022?
Interested beneficiaries of Gujarat State who want to get Pashu Credit Card made under this scheme, then they will have to apply by going to their nearest bank.
To apply, first you have to go to the bank with all your necessary documents. After that you have to go there and take the Application Form.
Then all the information asked in the application form will have to be filled carefully.
After verifying the application form, you will be given the animal credit card within 1 month.